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CHICAGO, May 16, 2019 /PRNewswire/ -- The un-official start of the summer season, Memorial Day weekend, is only a few weeks away and families all over the country are gearing up for a weekend getaway or an outdoor barbecue gathering. In 2018,  AAA estimated more than 40 million Americans traveled throughout the weekend, making it one of the busiest travel weekends of the year.

With the uptick in travel and outdoor activities also comes an increased risk of accidents and injuries. Combined Insurance, a leading provider of supplemental accident & health, disability, and life insurance products, and a Chubb company, encourages consumers to exercise caution and assess their levels of protection in the case of an accidental injury.

According to the Health Care Cost Institute's Health Care Cost and Utilization Report, the amount of spending on emergency room visits in the United States rose 36% between 2013 and 2017.

To help avoid an unexpected trip to the ER, the following tips can be used to ensure safe summer fun:

• If going on a road trip, make sure the designated driver gets a full night's sleep the day before the trip to avoid fatigued driving
• At the pool, designate a "pool watcher" to keep an eye on children and ensure that young kids wear a flotation safety device
• At a barbecue, do not eat food that has been sitting out in the sun for a long period of time and ensure that all meats have been grilled to a proper temperature to avoid possible food poisoning

"An unexpected emergency room visit can incur financial strain even with major medical insurance," said Doug Abercrombie, Senior Vice President and Chief Agency Officer at Combined Insurance.  "We encourage consumers to consider supplemental insurance as a protective measure against expenses that can quickly add up while providing you and your family peace of mind at a time when you need it most."

Supplemental accident insurance, such as Combined Insurance's Accident & Sickness Protector policy, is one way consumers can help prepare them and their family members for costs associated with various injuries and illnesses. Accident & Sickness Protector benefits policyholders by providing the following:

• Benefits for routine post-accident care such as emergency-room treatment and physician care 
• Cash benefits paid directly to policyholder
• Peace of mind – coverage is yours and doesn't stop if you leave or are separated from your job like some major medical plans will

To learn more about the various supplemental insurance policies Combined Insurance offers visit www.combinedinsurance.com.

About Combined Insurance
Combined Insurance Company of America (Chicago, Ill.) is a leading provider of individual supplemental accident & health, disability, and life insurance products and a Chubb company. With a tradition of nearly 100 years of success, Combined Insurance is committed to making the world supplemental insurance easy to understand. The company has an A+ rating by the Better Business Bureau and is one of Ward's Top 50® Performing Life-Health Insurance Companies. Combined Insurance is ranked the number one Military Friendly® Employer in the over $1B revenue category for 2019 by VIQTORY. This is the company's eighth consecutive year on the top 10 list and fifth consecutive year in the top 5—Combined Insurance was previously named the number one Military Friendly® Employer in the nation for 2015 and 2016.

About Chubb
Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.  As an underwriting company, we assess, assume and manage risk with insight and discipline.  We service and pay our claims fairly and promptly.  The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally.  Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.  Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 31,000 people worldwide. Additional information can be found at: chubb.com.

The information provided by this document is only a brief description. Products vary by state and are subject to availability and qualifications.  See the actual policy or policies for complete details of the policy features, benefits, options, rates, definitions, limitations, and exclusions. Accident & Sickness Protector issued by Combined Insurance Company of America in all states, except New York. In New York, Accident & Sickness Protector is issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

SOURCE Combined Insurance