ACE Expands Environmental Pollution Product for Public Entities
New Endorsement Offers Integrated First-Party Pollution Coverage for Public Entities

PHILADELPHIA--(BUSINESS WIRE)--ACE USA, the U.S.-based retail operations of the ACE Group, today announced the introduction of a new product -- an enhanced ACE Public Entity Retained Limits Policy Endorsement -- which is designed to cover the unique pollution risks faced by public entities. The enhanced policy combines public officials liability with pollution liability coverage to include reimbursement for environmental cleanup costs, auto and mobile equipment upset and overturn, including cargo, as well as fungi and mold coverage, thus providing a comprehensive group of coverages in a single insurance solution. This coverage is available for municipalities, counties, public schools, special districts, agencies and authorities, and utilities.

“ACE continues to demonstrate its commitment to the unique specialty coverage needs of public entities,” said Paul Cunney, Vice President, ACE Public Entity Practice Leader. “The addition of this environmentally-focused endorsement further demonstrates our commitment to providing insurance and risk management solutions.”

“ACE’s new policy enhancement shows our ongoing commitment to risk managers serving public sector clients by offering them a customized approach to addressing their unique environmental exposures associated with the day-to-day operations of their political subdivisions, agencies and authorities,” said Jon Peeples, Vice President, ACE Environmental Risk.

Key features of the policy enhancement include:

  • Sudden and Accidental Pollution Coverage with Time Element and Named Perils
  • Includes coverage for pesticides and herbicides
  • Remediation expenses covered both on-site and off-site
  • Auto and mobile equipment upset and overturn, including Cargo
  • Fungi coverage is optional
  • Limits available up to $2M
  • Simplified submission process, which includes Commercial General Liability, Auto Loss History and Property Schedule
  • Responsive underwriting staff with strong expertise in providing environmental risk solutions
  • Dedicated environmental claims specialists

ACE Public Entity, a unit of ACE USA, specializes in meeting the underwriting insurance needs of public entities, with specialists in underwriting, claim management, loss control, risk and safety engineering. For more information about ACE Public Entity and its range of products and services, please visit our website. ACE Environmental Risk, a division of ACE USA and part of the ACE Group, offers a full range of environmental liability solutions designed to minimize bottom-line impacts, and provide hands-on management for those liabilities. For more information about ACE Environmental Risk and its range of products and services, pleasevisit our website.

Insurance provided by affiliated insurance companies in the ACE Group. The product information above is a summary only; please see the actual policy for terms and conditions. Surplus lines insurance provided only through licensed surplus lines producers. All products may not be available in all jurisdictions.

ACE USA is the U.S-based retail operating division of the ACE Group, and is rated A+ (Superior) by A.M. Best Company and AA- (Very Strong) by Standard & Poor’s. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at: The ACE Group is one of the world’s largest multiline property and casualty insurers. With operations in 53 countries, ACE provides commercial and personal property and casualty insurance, personal accident supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. ACE Limited, the parent company of the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index. Additional information can be found


ACE North America Communications
Carla Ferrara, 215-640-4744