ACE USA Joins With Trust Risk Management Services to Offer Admitted Professional and General Liability Coverage to Individuals and Small Groups of Allied Healthcare Providers

PHILADELPHIA--(BUSINESS WIRE)--ACE USA, the U.S.-based retail operations of the ACE Group, today announced that its Medical Risk Group has collaborated with Trust Risk Management Services, Inc. (TRMS) to offer an admitted Professional and General Liability policy designed to provide insurance protection to a wide variety of individuals and small groups of six or less allied healthcare providers.

Trust Risk Management Services, Inc., is a Managing General Underwriter located in Chicago, IL, and administers programs on behalf of insurance companies providing professional liability, directors & officers, and business office insurance to mental and allied healthcare professionals. Trust Risk Management Services, Inc. is licensed in all 50 states, Washington D.C., and the U.S. Virgin Islands.

“We’re pleased to continue our relationship with Trust Risk Management Services’ team of specialized professionals as this provides us with continued opportunities to bring ACE’s innovative risk management solutions and breadth of products expertise to the medical liability marketplace,” said Caroline Clouser, Executive Vice President, ACE Medical Risk Group.

Jana N. Martin, Ph.D., Chief Executive Officer of TRMS said, “The decision to expand the program relationship with ACE Medical Risk Group fits naturally within the scope and goal of our overall insurance program development. We value our relationship with the ACE underwriting team and are pleased to be able to offer this new protection to allied healthcare providers.”

Product Highlights include:

  • Separate professional and general aggregate limits available for entities
  • Separate professional liability limits available per allied healthcare provider
  • Policy does not contain a deductible
  • Other important supplemental coverages included in the policy: Licensing Board Defense, Defendant’s Reimbursement, Deposition Fees and Expenses, Assault, Medical Expense, First Aid and Damage to Property of Others
  • Healthcare Consultants Errors and Omissions & Case Management Liability coverage available
  • Health Insurance Portability and Accountability Act of 1996 (HIPAA) violations and consumer notification costs available, with limits of up to $25,000

ACE Medical Risk Group, a division of ACE USA, provides primary and excess medical professional liability for hospitals, miscellaneous healthcare facilities, and managed care errors and omissions coverage. In addition, ACE offers products liability for clinical trials, biotechnology, and specialty pharmaceutical companies, as well as a comprehensive package policy that includes property, auto and crime coverages through its Life Sciences unit. To learn more about ACE’s Medical Liability products and services, please visit our website.

Insurance is provided by insurance companies within the ACE Group. All products may not be available in all jurisdictions. The product information above is a summary only. The insurance policy actually issued contains the terms and limits of the contract.

ACE USA is the U.S.-based retail operating division of the ACE Group, headed by ACE Limited, and is rated A+ (Superior) by A.M. Best Company and A+ (Strong) by Standard & Poor’s. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at The ACE Group is one of the world’s largest multiline property and casualty insurers. With operations in 53 countries, ACE provides commercial and personal property and casualty insurance, personal accident supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. ACE Limited, the parent company of the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index. Additional information can be found at:


Carla L. Ferrara, 212-827-4744