ACE Appoints David Charlton as Division President, Property & Casualty and Micro-business Division, ACE Commercial Risk Services

PHILADELPHIA--(BUSINESS WIRE)--ACE Group today announced that David Charlton has been appointed Division President, Property and Casualty and Micro-business for ACE Commercial Risk Services. He will lead ACE’s expansion efforts into the property and casualty package and the micro specialty lines market for select small businesses, deepening ACE’s growing presence in the small commercial space.

Mr. Charlton joins ACE with 26 years of insurance experience with leading insurance companies focused on the small commercial market. In his new role, he will report directly to Juan C. Andrade, ACE Group Executive Vice President and Global Head of Personal Lines and Small Commercial Insurance. Mr. Charlton will team with David Lupica, Division President, ACE Commercial Risk Services, to deepen ACE’s expansion and presence in the small commercial arena by developing package and specialty lines capabilities for ACE’s smaller commercial lines customers.

Mr. Andrade commented, “Four years ago, ACE announced its intent and commitment to diversify into the small commercial space, which resulted in the creation of ACE Commercial Risk Services (CRS). Since that time, under David Lupica’s strong leadership, this business has grown rapidly and profitably, establishing ACE as a leading specialty small business insurer. We have dedicated ourselves to offering compelling, efficient, and cost-effective solutions to small business owners. Our leading small business specialty products are now sold nationally, through thousands of agents and broker storefronts, and many wholesalers.”

Mr. Andrade added, “We recognize that each small business has a unique set of insurance needs. We are pleased to build upon this growth by welcoming David Charlton and complementing our traditional specialty lines to now offer property and liability package options for targeted business segments. Together, these two executives will accelerate our successful diversification into this market.”

Mr. Charlton joins ACE from a U.S.-based specialty insurance carrier, where he most recently served as Executive Vice President and Chief Underwriting Officer.

ACE Commercial Risk Services is dedicated to providing insurance products that offer solutions for small business insurance needs in North America. ACE Commercial Risk Services offers its products through retail agents and brokers, wholesale brokers and wholesale producers, program agents and other alternative distribution models. For more information, please visit

ACE Group is one of the world’s largest multiline property and casualty insurers. With operations in 54 countries, ACE provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. ACE Limited, the parent company of ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index. Additional information can be found at


ACE North America Communications
Carla Ferrara, 215-640-4744