ACE Custom Casualty Expands Its ACE PaC Form; Adds Endorsement to Meet Unique Needs of Chemical Industry

PHILADELPHIA--(BUSINESS WIRE)--ACE USA, the U.S-.based retail operations of the ACE Group, today announced expanded coverage for buyers of its combined general liability and pollution policy form—ACE PaCSM—designed for mid-sized clients in the chemical industry with pollution exposures. The ACE Chemical Product Withdrawal Expense Coverage Endorsement offers insurance coverage for those extra costs incurred to replace, repair or repurchase a product that must be withdrawn as a result of unintentional failures or errors that affect purity, safety or effectiveness, from many causes including tampering and sabotage.

ACE PaC is a specialized insurance product solution available to small, mid-sized and multinational companies engaged in chemical and chemical component manufacturing, distributing, and the chemical mixing and blending process. ACE, with its worldwide footprint, also has the ability to coordinate locally admitted policies across the entire ACE Global network, allowing this insurance solution to offer expanded products liability coverage beyond the standard U.S. territory.

“With the complexity of operational and financial risk, coupled with the ever changing regulatory environment faced by the chemical industry, we’re pleased to be able to address this industry’s unique risk transfer challenges, and offer flexible insurance and risk management solutions,” said Brian Farr, Vice President and National ACE PaC Manager, ACE Custom Casualty.

ACE provides a coordinated insurance solution for the chemical industry through its ACE PaC product, which combines primary general liability and pollution liability and offers the following options:

  • Products pollution on an occurrence basis
  • Premises pollution, including coverage to third party bodily injury and property damage as well as first and third party clean up costs
  • Transportation and disposal site pollution
  • Product withdrawal expense coverage available with sub limits up to $500,000
  • Optional business interruption stemming from environmental events
  • Primary commercial automobile coverage
  • Follow form lead umbrella (up to $25 million capacity available) with available catastrophe management extension
  • Program structures offered include guaranteed cost, deductible and large SIRs
  • AD&D coverage extensions available

ACE PaC insurance is provided under the ACE Group or its allied distribution associates. The product highlights above are a summary only and not all inclusive, please refer to actual policy terms and conditions. All products may not be available in all states. Surplus lines insurance is sold only through licensed surplus lines producers.

ACE Custom Casualty, a unit of ACE USA, offers small startups to large corporations one of the broadest multi-line product suites for manufacturers and distributors with pollution exposures, traditional and renewable energy risks, as well as general casualty for commercial concerns. For more information, please visit our website.

ACE USA is part of the ACE Group, a global leader in insurance and reinsurance serving a diverse group of clients. The ACE Group is one of the world’s largest multi-line property and casualty insurers. With physical operations in 53 countries, ACE provides commercial and personal property and casualty insurance, personal accident supplemental health insurance, reinsurance and life insurance to a diverse group of clients. ACE Limited, the parent of the ACE Group, is listed on the New York Stock Exchange (NYSE:ACE) and is a component of the S&P 500 Stock Index. Additional information can be found at


ACE North America Communications
Carla Ferrara, 215-640-4744