The Kind of Growth You Don't Want: Jobsite Environmental Risks Expose Contractors to Liability

PHILADELPHIA, Sept. 22, 2016 /PRNewswire/ -- Contractors may be overlooking many day-to-day environmental risks such as mold or legionella pnuemophila bacteria growth that can potentially expose their businesses to costly environmental liability lawsuits. A new advisory from Chubb discusses these jobsite environmental risks and examines how awareness, prudent risk management planning, and a contractor's pollution liability (CPL) insurance policy are essential ingredients for mitigating environmental risk on every job.

Chubb (PRNewsFoto/Chubb)

"Contractors Pollution Liability Coverage – An Integral Part of Every Project," was co-authored by Diana Eichfeld, Vice President; Anthony Benner, Vice President; and Victoria Clark, Assistant Vice President of Chubb North America's Environmental practice. This advisory is the latest installment in Chubb's series of insurance and risk management perspectives on commercial risk.

"What many contractors may not realize is that environmental risk is often excluded from the commercial general liability insurance policy—making the contractor responsible for the expenses associated with an environmental liability lawsuit and the potential cleanup," said Ms. Eichfeld. "Making a contractor's pollution liability insurance policy part of their risk management plans is a best practice that can help protect against the ever-increasing range of environmental risks."

The advisory, which can be read here, offers insight for contractors on the following topics:

  • Changing environmental regulations and their effect on contractors
  • Economic trends and their impact on environmental exposures
  • International expansion and local environmental regulations
  • Insurance gaps and pollution liability coverage

The material presented in this report is not intended to provide legal or other expert advice. It is presented as informational only. Readers should consult legal counsel or other technical experts, as applicable, with any specific questions they may have.

About Chubb

Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 31,000 people worldwide. Additional information can be found at

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