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The necklace was missing from the hotel room safe. Although there are no statistics on the number of such thefts, this appears to be a more common occurrence than we may realize. Hotel security, maintenance staff and others often know or have access to the master combination.
The main hotel safe is a much safer place to store valuables. Typically located behind the front desk, this is where the hotel stores its cash on hand. Guests who request that hotel staff place their valuables in this safe are required to sign them in and out.
When the items are not stored in a safe, keep them with you at all times. While en route to and from your vacation destination, do not pack your jewelry in your luggage. And don’t wear your valuable pieces to the pool or the beach.
Many have done it at the end of a long day: Exhausted, people take off jewelry and plunk it down on their dressers/night tables or in pretty small dishes or jewelry boxes on top of or inside a drawer.
This may be fast and easy, but it definitely is not the best way to protect your favorite and valuable pieces. Consider that jewelry is the item most frequently burgled from a home. If you keep jewelry in a box on your dresser—or anywhere in your bedroom—you might as well post a sign that reads “Help yourself.”
Claims reports prove that a jewelry box on a dresser is the most obvious place for a burglar to look. What’s more, experience teaches that you can’t outsmart a burglar. While people may think an empty peanut butter jar in the freezer is a safe, out-of-the-way place to store jewelry, many thieves know this, too. And, while fake cans and rocks are designed to “hide” valuables in plain view, burglars are aware of these tactics, too.
To be safe, keep expensive jewelry out of the house in a safe-deposit box at the bank. If you must keep your most frequently worn valuables at home, secure them in a permanently mounted combination lock safe. For added protection, install a security alarm system.
The opinions and positions expressed are the authors’ own and not those of Chubb. The information and/ or data provided herein is for informational purposes only and is not a substitute for professional advice. Insurance coverage is subject to the language of the policies as issued.