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Earthquake damage can be mitigated if you and your family take precautionary measures. Here are some steps you can take before, during and after an earthquake.

Before an Earthquake

  • Have a licensed contractor check your chimney(s), roof and wall foundations for stability. Make sure your home is bolted to the foundation.
  • Secure your water heater(s) with approved water heater strapping.
  • Secure heavy furnishings, appliances and bookcases to the walls and floors.
  • Know where your gas, electrical and water main shutoff valves are located.
  • Keep heavy shoes and gloves underneath your bed to protect yourself from broken glass and debris left on the floor after an earthquake.
  • Prepare and maintain a first-aid kit (with a first-aid handbook) for your entire family.
  • Maintain an emergency supply kit that will sustain you and your family for a 72-hour period. This kit should include flashlights, a portable radio, extra batteries, canned food, a fire extinguisher (ABC rated), bottled water, cash, blankets, clothing and sanitary/hygienic supplies.

During an Earthquake

  • Stay away from windows. Stand in a sturdy doorway, duck under a durable table or move to an inner wall or hallway.

After an Earthquake

  • Turn off all appliances and the main electrical circuit breaker.
  • If you smell gas or notice a broken water line, turn off the appropriate valve.
  • Check for fires and/or other household hazards.

The opinions and positions expressed are the authors’ own and not those of Chubb. The information and/ or data provided herein is for informational purposes only and is not a substitute for professional advice. Insurance coverage is subject to the language of the policies as issued.